With a little research and a little luck I figured it out! Yep, I designed my blog header for this little old blog! It may not be the best blog header ever, but for me its a big step! And I am kind of proud of myself!
Hopefully I can keep stumbling across tips and tricks to make this blog a little bit better and easier to read!
This is where I found the instructions on hot to use Picasa to build your own header blog: http://www.migonishome.com/2012/03/designing-blog-header.html#